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Every contribution to the Official Report — chamber and committee — searchable in one place. Pulled from data.parliament.scot, indexed for full-text search, linked through to every MSP.

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Showing 60 of 2,354,908 contributions. Latest 30 days: 0. Coverage: 12 May 1999 — 25 Mar 2026.
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
That is a very fair question, to which I have a clear answer. The medium-term financial strategy sets out the Government’s principles and its key commitments. When Government ministers make statements in the chamber about what our commitments are, those statements are obviousl...
The Cabinet Secretary for Finance, Economy and Fair Work (Derek Mackay) SNP Chamber
30 May 2019
Medium-term Financial Strategy
I am pleased to set out the Scottish Government’s second annual medium-term financial strategy. When I made the equivalent statement a year ago, I noted that Scotland’s public finances were set in the context of continuing United Kingdom Government austerity, Brexit uncertaint...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
The document covers the medium-term financial strategy. Last year it had costed policies. We will take policies from budget to budget. The Cabinet Secretary for Communities and Local Government will make a statement on the child poverty targets in June and there will be far mo...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
I struggle to take lectures from the Labour Party, which has not produced competent budgets during my time as finance secretary. My medium-term financial strategy sets out the principles that we will deploy, the financial scenarios that we face, the issues that will determine ...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP Chamber
31 May 2018
Medium-term Financial Strategy
I am pleased to set out the Scottish Government’s first medium-term financial strategy. This marks the first step of the new budget process that was proposed by the budget process review group and agreed by the Parliament. It is also an important step in the development of the...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
I am sure that there is a paragraph in the conclusion to my medium-term financial strategy that says that the strategy does not present new policies. It was never intended to do that. The medium-term financial strategy is based on the fiscal position at this time and the lates...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
The Government can announce new policies any time that it likes, in accordance with parliamentary protocol. This is an opportune moment to reflect on the current SFC forecast, as it comes out at the same time as the medium-term financial strategy. If we had chosen to change po...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
I will turn to that specific question, but it is important to contextualise. I am being accused by the Conservatives of economic mismanagement, which is somewhat hypocritical given the continuation of austerity and the Brexit chaos, which is impacting on the economy and, as th...
Derek Mackay SNP Committee
29 Jun 2016
Cabinet Secretary for Finance and the Constitution
On the first issue, on a matter of principle, the Government has been elected on a manifesto that I think the First Minister has made clear we aim to achieve in full. That is what we are working towards—the delivery of our manifesto. There is also the not insignificant matter ...
Derek Mackay SNP Committee
23 May 2018
Scotland Act 2012 and Scotland Act 2016 (Implementation Reports)
The question is a fair one. I actually agree with the desire to have multiyear funding, as much as we can. We have been able to do it with things such as early learning and childcare, housing investment and other capital projects, because it makes more sense to give multiyear ...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I agree with that proposition. I also think that I have a new convert in Ruth Davidson—if she believes what she is saying. On the basis of the central scenario that is presented in the medium-term financial strategy, Scottish taxes will raise almost £2 billion more than the as...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP Committee
06 Jun 2018
Medium-term Financial Strategy
In view of the fact that I have given a statement to Parliament and taken questions, and the fact that members have now had more time to read the medium-term financial strategy, I propose that we go straight to questions.
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
The difference between the analysis of the OBR’s predictions for the UK economy and the SFC’s predictions for the Scottish economy is interesting. Part of that difference is driven by their different assumptions and methodologies. The OBR has taken a top-down approach to the S...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
That is an excellent question. This is the first time that we have done the financial scrutiny collectively. I am open to suggestions about what else could be included in the strategy and how it could evolve. The production of the strategy document was a reflection of the time...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
Yes, I take that point. I am just saying that it is not exclusive, as other elements of Government funding make their way through local government. I said at the outset of the session that I was not launching new Government policy. If I had changed the position on local gover...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
For the avoidance of doubt, I affirm that the policy continues. It would have been helpful to have included the commitment in the document to avoid that question, so that is a wee learning point for me for future years. However, I do not think that the medium-term financial st...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP Chamber
21 Jun 2018
Provisional Outturn 2017-18
I welcome the opportunity to update Parliament on the provisional budget outturn for the 2017-18 financial year. The provisional figures that I am announcing today are set against a backdrop of unprecedented change in Scotland’s fiscal landscape. The Scotland Act 2012, the Sco...
Derek Mackay SNP Committee
16 Jan 2019
Budget Scrutiny 2019-20
Employment is, of course, created through the immediate work in the construction sector, which we want to stimulate. That applies to a whole host of Government spending decisions, whether on assets, infrastructure or supporting and stimulating the economy. The investment of £8...
Derek Mackay SNP Chamber
30 May 2019
Medium-term Financial Strategy
Willie Rennie should not conclude that there is one option for the budget, given that we have a range of levers that we can deploy when there is forecast error because of the SFC forecast, including the use of reserves and borrowing, as well as expenditure, which we might also...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
The medium-term financial strategy report goes on to say that it will be determined by the information that the UK Government makes available. In any event, because it is the right thing to do, I intend to focus on our spending commitments and priorities, and on issues such as...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
I am more than happy to debate GERS, but it is something of a sideways step from the medium-term financial strategy. GERS presents the notional estimates of what is raised and spent in Scotland. It is true that, as in the rest of the UK, there has been a notional deficit. Mr F...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
The figure that Mr Coffey gives is right—in the current budget round, EU funding is worth more than £5 billion to Scotland. That supports jobs and infrastructure, sustains rural communities, provides valuable support to the farming and fishing industries and delivers research ...
Derek Mackay SNP Committee
12 Jun 2019
Medium-term Financial Strategy
The Scottish Government has been trying to work on the matter, but it is hard to deliver successor schemes when we do not know what will succeed the existing EU schemes. Commitments have been given on some elements of funding, but not specifically on what Scotland would recei...
The Cabinet Secretary for Finance, Economy and Fair Work (Derek Mackay) SNP Chamber
20 Jun 2019
Provisional Outturn 2018-19
I welcome the opportunity to update Parliament on the provisional budget outturn for the 2018-19 financial year. The provisional outturn results show that, once again, the Scottish Government has prudently and competently managed Scotland’s finances. These results are in spit...
Derek Mackay SNP Chamber
26 Jun 2019
Portfolio Question Time · Income Tax (Higher-rate Threshold)
The medium-term financial strategy takes account of the SFC’s taxation forecasts, and it will do so again at the next fiscal event—the Scottish budget—at which point we will set out how we will approach the reconciliation issues and some of the other issues that James Kelly re...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP Chamber
08 May 2018
Budget Process (Written Agreement)
I thank the convener of the Finance and Constitution Committee, its members and the budget process review group experts for their input and engagement that has led to the recommendations that are before us—in fact, to a great deal of improved practice from my point of view as ...
Derek Mackay SNP Chamber
12 Jun 2013
National Planning Framework 3 and Scottish Planning Policy
We have had a very good debate on national planning framework 3 and the Scottish planning policy.Let me begin by following on from what Sarah Boyack said. I agree with her that planning decisions are for the short, medium and long term. We should not make decisions that affect...
Derek Mackay SNP Committee
06 Feb 2019
Budget (Scotland) (No 3) Bill: Stage 2
There is a great deal of information in that regard. To sum it up, in respect of the block-grant consequentials that come to Scotland and the tax decisions—the relative elements—the Chancellor of the Exchequer has set out that his budget was contingent on there being an orderl...
Derek Mackay SNP Committee
16 Jan 2017
Draft Budget 2017-18
I have not considered that particular proposition in detail, but I accept the point that long-term funding and a long-term direction of travel would be helpful. We have a manifesto commitment around energy efficiency, and have made it a national priority. The increase of budge...
Derek Mackay SNP Committee
22 Feb 2017
Subordinate Legislation
Elaine Smith would fully expect me to say this: I cannot design a tax policy to suit individual owners. The tax system should not be designed to target individuals; it must be based on fairness and an approach that takes into account different sectors and different geographies...
Derek Mackay SNP Committee
30 Apr 2019
Construction and Scotland’s Economy
As I have said, I have not seen the article, so I can speak only to the question that has been put to me, not to the content of the article. I speak to construction firms and Scottish industry, and I am speaking to the facts that we have covered. Even on the GDP statistics, we...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP Chamber
15 Dec 2016
Draft Budget 2017-18
It is a great privilege to set out to the Parliament my first draft budget, which is the first budget in which the Scottish Government will make use of powers that have been devolved through the Scotland Act 2016, including income tax powers. It is an historic budget, delivere...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
On a point of consensus, because we might as well at least try to begin with that, the publication of such a document is a helpful evolution of the Parliament’s process. I am sure that it will be subject to extensive scrutiny at the Finance and Constitution Committee in due co...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
It is very mixed. Some of my colleagues are engaged in other discussions relating to the future beyond Brexit and the transition phase. Essentially, there is very little guidance and it is still uncertain as the UK Government negotiates—horrendously badly—with the European Uni...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
I am raging at those comments and that characterisation. This is my raging face. James Kelly makes a good point, and asks a good question. I watched the evidence session earlier and saw that you quite rightly probed that issue, convener. I was as surprised as you were. How ca...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
Different cabinet secretaries are already doing that work. The figure is correct—we have been the beneficiary of EU funding to the tune of roughly £5 billion over the period. We do not know from the Brexit negotiations what the figure will be in the future, because the UK Gove...
Derek Mackay SNP Committee
03 Oct 2018
Pre-budget Scrutiny 2019-20
I know that Mr Tomkins asked for clear and concise answers. That was a clear and concise answer and I can now go into greater detail. If I draw down at that level, that proposition is right: we would hit the cap. I was able to outline some of this in the medium-term financial ...
Derek Mackay SNP Committee
03 Oct 2018
Pre-budget Scrutiny 2019-20
I would not describe it as changing course as such, because I was clear in the medium-term financial strategy what borrowing powers should be used over a further period. I am genuinely reflecting on the point that we all want to continue with the infrastructure investment. The...
Derek Mackay SNP Chamber
19 Mar 2019
United Kingdom Spring Statement (Implications for Economy and Public Spending)
Mr Kelly asks a very fair question. It is my understanding that we have published the position in a range of scenarios in respect of the long-term economic impacts of the Prime Minister’s deal and the short, medium and long-term fiscal impacts of a no-deal Brexit. I am happy t...
The Cabinet Secretary for Finance, Economy and Fair Work (Derek Mackay) SNP Committee
12 Jun 2019
Medium-term Financial Strategy
Thank you, convener. I will be brief. The MTFS will help the committee and others to scrutinise Scottish Government budget planning by setting out the very real limits to our funding, clearly laying out the consequences of the United Kingdom Government’s choices on Brexit, aus...
Derek Mackay SNP Chamber
10 Sep 2015
Edinburgh Airport Flight Path Trial
I will make some progress first, because there is a lot of ground to cover. I want to pick up Gavin Brown’s helpful suggestion about overnight flights and the truncation of the trial period. It would be difficult to ban overnight arrivals because it could mean that flights ar...
Derek Mackay SNP Committee
10 Jan 2018
Draft Budget 2018-19
I support the devolution settlement, the fiscal framework and the fact that we have more powers. I think we can all agree that it is a pretty complex way to determine a budget, and the fact that the budget is underpinned by forecasts that are reconciled in a future year does b...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP Committee
23 May 2018
Scotland Act 2012 and Scotland Act 2016 (Implementation Reports)
I have a brief opening statement. I welcome the opportunity to discuss the latest implementation reports for the 2012 and 2016 acts. The reports focus on financial aspects of the acts, but it is worth noting that nearly every power that is in the 2016 act has been legally comm...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
Presiding Officer, I apologise for going on at length, but I just had so much to say—and I could go on for longer. If James Kelly wants more time, he will certainly have it before I appear before the Finance and Constitution Committee. The strategy sets out the fiscal plans ...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I think that I have reached my threshold for making long speeches. The financial strategy is intended to set out our commitments, all of which were included in our manifesto or have been developed over the course of our time in Government since the most recent Scottish Parlia...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
We should all be clear about the fact that the forecasts do not project that we will meet the criteria for the emergency borrowing at any point over the coming period. According to the forecasts, we will not hit those criteria, so we will not be in such a scenario. Therefore, ...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I hear a Liberal Democrat member say, “Just give us the figure.” He clearly does not understand the fiscal framework or the complexity of the situation. All those matters will be taken into account as we approach the budget. The methodology, along with the analysis that the SF...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
Even keeping within the chancellor’s own targets, I have been able to express in the strategy and outlook that, if he used the fiscal headroom that is at his disposal right now, at a minimum, that would generate an extra £60 billion of additional investment over the five-year ...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
There we have it—from the party that has said in every other debate not only that we should raise less by having tax cuts for the rich but that we should spend more. The current position of the Conservative Party now appears to be that we should also spend less on capital inve...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I am in a curious position, because I have been the chair of the party, the finance secretary and a member of the growth commission. Not only was I a member of the growth commission, I have read its report, which is more than I can say for most Opposition members. The importa...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I agree with all of that. I put in the range of scenarios, because I am quite sure that, if I had not done so, Bruce Crawford and the committee would have asked me to. They are only scenarios, but they all tell a story about the choices that we have and the UK Government has. ...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
It is this Government that has delivered that change, which the Tories voted against when they did not support the budget that I presented to the Scottish Parliament. I will approach each budget year to year. If the Conservatives want to engage constructively with me on the b...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I say again to Jackie Baillie that austerity is the price of the union, not independence. We are making a very clear case why having more powers enhances the economic and social prospects of the people of Scotland. Let us move back a stage from the glorious day when we have i...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
As the First Minister has said, alongside all the other benefits that immigration brings to our country, immigrants are net contributors to Scotland’s economy. On average, each additional EU worker coming to Scotland adds £34,400 to our GDP, which represents £10,400 to local g...
Derek Mackay SNP Chamber
31 May 2018
Medium-term Financial Strategy
I have news for Dean Lockhart: the UK economy is also underperforming relative to the economies of the rest of the EU and comparable nations. Dean Lockhart should get in touch with the UK Government and try to ensure that we get a better deal for Scotland. I look forward to t...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
Naturally, I would argue that it would be better for us to have more controls around immigration. It is clear that the Government is trying to help get the UK Government in a better place in relation to the Brexit negotiations and, beyond that, the immigration targets. There i...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
They are. There are a range of conversations on the EU negotiations, Brexit and the constitutional arrangement. Looking at the fiscal framework, the Smith agreement and the Scotland Act 2016, it is clear that the time has come to look again at what further powers Scotland shou...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
There will be no immediate impact, as the committee will be aware, because the numbers in the forecasts are locked into the budget setting itself—it is worth reinforcing that point. My second point is about methodology. The OBR and the SFC use different methodologies and have...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
I cannot answer that question in isolation, because it relates to the OBR and we know that the OBR was too optimistic and that the actual outturn figures for the UK are different. We also know that the key determinant in our final figure is about to change anyway. Therefore, e...
Derek Mackay SNP Committee
06 Jun 2018
Medium-term Financial Strategy
The risk analysis is in the document, which gives the central scenario of the funding that we would have available and then gives the upper and lower ranges. That sets the parameters and shows where we think the risks are.
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Committee

Finance and Constitution Committee 06 June 2018

06 Jun 2018 · S5 · Finance and Constitution Committee
Item of business
Medium-term Financial Strategy
Mackay, Derek SNP Renfrewshire North and West Watch on SPTV
That is a very fair question, to which I have a clear answer. The medium-term financial strategy sets out the Government’s principles and its key commitments. When Government ministers make statements in the chamber about what our commitments are, those statements are obviously very important, but setting out our commitments in a financial strategy shows that we are serious about delivering them. In setting out our priorities, the strategy describes the challenge that we face, because not everything can be a priority. As well as setting out the share of the budget that would be involved in meeting our key commitments, it provides greater certainty that we are serious about those key commitments, which I think is important. Any committee of the Parliament can do what this committee is doing at the moment—every committee can scrutinise the spending plans of the appropriate cabinet secretary. That is the purpose of all-year-round scrutiny. Committees should not just wait for the three-week period between the UK budget and my announcement of the draft Scottish budget. All-year-round scrutiny means that cabinet secretaries and ministers can be called to account for what is happening in real time. You mentioned the Health and Sport Committee; you gave other examples, but I will take that example, because it was the first one that you gave. The Government is committed to providing more financial detail on how to meet the health challenges, recognising the demographic challenges, the higher expectations and the higher cost of providing services. The publication of a medium-term financial strategy specifically for the health service is imminent. We have committed to doing that. Mr Tomkins was referring to my medium-term financial strategy, but we said that we would provide more detail on the need for investment in the on-going process of transformation in health. The Health and Sport Committee can scrutinise that, as can the Finance and Constitution Committee. Those documents will work in tandem with each other. A specific look needs to be taken at health spending, because it accounts for the lion’s share of the Scottish Government’s budget, for good reason. The illustrations of scenarios show just how dominant it will be in future spending if we are to meet the commitments that have been made on health. The medium-term financial strategy refers to the increase of £2 billion in spending on health, which the Government committed to in its manifesto, but more detail will be provided in the document that will be specifically about health. Mr Tomkins asked what the medium-term financial strategy says to the committees that deal with education, policing and justice. It says what our key commitments are. It was never meant to be a document that dealt with the operation of each part of the public sector. It sets out how we propose to invest in those areas. As well as reinforcing a real-terms increase in resources for the police, it refers to the VAT issue, which sits within the justice portfolio. It also sets out the principle of access to education, the use that will be made of the pupil attainment fund and the commitment of around £0.75 billion to tackle the attainment gap in Scotland The medium-term financial strategy represents an update of the budget. It is a forward look and it sets out the fiscal position as we see it at the moment. It includes a lot of policy content, but the committee can come back on any particular strand on which it would like more information.

In the same item of business

The Convener SNP
Item 2 is consideration of the Scottish Government’s medium-term financial strategy. I welcome to the meeting Derek Mackay, the Cabinet Secretary for Finance...
The Cabinet Secretary for Finance and the Constitution (Derek Mackay) SNP
In view of the fact that I have given a statement to Parliament and taken questions, and the fact that members have now had more time to read the medium-term...
The Convener SNP
That is very helpful.
Emma Harper SNP
I am interested in the Office for Budget Responsibility’s forecasts, which say that productivity is expected to be slow. What levers are at the Government’s ...
Derek Mackay SNP
The difference between the analysis of the OBR’s predictions for the UK economy and the SFC’s predictions for the Scottish economy is interesting. Part of th...
Ash Denham SNP
We heard about immigration from the Scottish Fiscal Commission. The SFC used a slightly different population variant from another one that was available, whi...
Derek Mackay SNP
Naturally, I would argue that it would be better for us to have more controls around immigration. It is clear that the Government is trying to help get the U...
Ash Denham SNP
The policy obviously has a big impact on Scotland’s economic needs. I know that the Scottish Government has continued to make the case at UK Government level...
Derek Mackay SNP
They are. There are a range of conversations on the EU negotiations, Brexit and the constitutional arrangement. Looking at the fiscal framework, the Smith ag...
The Convener SNP
We turn to scrutiny areas.
Adam Tomkins Con
I welcome the publication of the Scottish Government’s medium-term financial strategy. Of course, the strategy was a key component of the recommendations of ...
Derek Mackay SNP
That is an excellent question. This is the first time that we have done the financial scrutiny collectively. I am open to suggestions about what else could b...
Adam Tomkins Con
Clearly, the committee must play, and will continue to play, a lead role in budget scrutiny. However, one of the themes that runs through the budget process ...
Derek Mackay SNP
I am sure that there is a paragraph in the conclusion to my medium-term financial strategy that says that the strategy does not present new policies. It was ...
Adam Tomkins Con
We are the Finance and Constitution Committee, but how will the document help the Health and Sport Committee to scrutinise the medium-term financial stabilit...
Derek Mackay SNP
That is a very fair question, to which I have a clear answer. The medium-term financial strategy sets out the Government’s principles and its key commitments...
Alexander Burnett Con
We have probably touched on this a bit already. Adam Tomkins mentioned the budget process review group. There were four elements to its recommendations, one ...
Derek Mackay SNP
The Government can announce new policies any time that it likes, in accordance with parliamentary protocol. This is an opportune moment to reflect on the cur...
The Convener SNP
Let us move on to income tax forecasts. When you first saw the Scottish Fiscal Commission’s figures for income tax, that must have been an uncomfortable mome...
Derek Mackay SNP
There will be no immediate impact, as the committee will be aware, because the numbers in the forecasts are locked into the budget setting itself—it is worth...
The Convener SNP
Cabinet secretary, you have hinted—in fact, you did more than hint—at the HMRC figures that will be published in the summer. Paragraph 31 of the summary of t...
Derek Mackay SNP
I cannot answer that question in isolation, because it relates to the OBR and we know that the OBR was too optimistic and that the actual outturn figures for...
The Convener SNP
We are in a new process and, as I said to the Scottish Fiscal Commission, there will be unintended consequences. In quoting those paragraphs from the report,...
Derek Mackay SNP
The risk analysis is in the document, which gives the central scenario of the funding that we would have available and then gives the upper and lower ranges....
The Convener SNP
I meant the risk in the process that we are dealing with.
Derek Mackay SNP
There is to be an independent review of the process, which will lead to the UK and Scottish Governments revisiting it in 2021. I return to the point about o...
The Convener SNP
It might have been a fair question, but you have not given me an answer. I wanted an answer on whether the Government intends to undertake any risk analysis ...
Derek Mackay SNP
Our current analysis has gone into the strategy that we are discussing, but it is right to ask whether we should develop our thinking on the approach that is...
The Convener SNP
Thank you.
Murdo Fraser Con
Cabinet secretary, it is absolutely fair that you talk about the fact that we are discussing a forecast that is subject to change and it may be that talking ...