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Every contribution to the Official Report — chamber and committee — searchable in one place. Pulled from data.parliament.scot, indexed for full-text search, linked through to every MSP.

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1999–2026
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Showing 60 of 2,354,908 contributions. Latest 30 days: 0. Coverage: 12 May 1999 — 25 Mar 2026.
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
24 Mar 2026
Bank of Scotland Branch Closures
I thank Clare Haughey for bringing the debate before Parliament. The closure of high street branches and all the changes that that means for people in our communities have been a feature of the past few years. Clare Haughey is an outstanding constituency MSP who always looks o...
Richard Lochhead SNP Chamber
18 Mar 2026
Portfolio Question Time · Real Living Wage
As discussed in previous answers, businesses in Scotland face a number of pressures, not least rising national insurance contributions and rising energy costs, both of which are the responsibility of the UK Government, not the Scottish Government. We are continuing to do all t...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
18 Mar 2026
Portfolio Question Time · Real Living Wage
While key powers over employment law remain reserved to the United Kingdom Government, including those on the minimum wage, we have made significant progress towards our ambitious goal of becoming a leading fair work nation. Around 88.7 per cent of Scottish employees over 18 y...
Richard Lochhead SNP Chamber
18 Mar 2026
Portfolio Question Time · Energy Prices (Impact on Businesses of Middle East Conflict)
I will ensure that I convey Willie Rennie’s comments to Mairi Gougeon, the Cabinet Secretary for Rural Affairs, Land Reform and Islands, who often discusses those issues with her UK counterparts. As a former fishing minister, I know very well how, over the years, the cost of f...
Richard Lochhead SNP Chamber
18 Mar 2026
Portfolio Question Time · Energy Prices (Impact on Businesses of Middle East Conflict)
Emma Roddick raises an important issue. It is ironic that, in energy-rich Scotland, we are facing rising energy bills. As the member has said, we do not have enough measures in place to shield Scotland and to ensure that we can take advantage of the massive energy resources, p...
Richard Lochhead SNP Chamber
18 Mar 2026
Portfolio Question Time · Energy Prices (Impact on Businesses of Middle East Conflict)
The member raises a serious issue that is impacting on businesses in Scotland, and we share his concerns. As I indicated earlier, issues relating to energy costs are largely reserved to the UK Government. We will continue to do all that we can to help; the member may be aware ...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
18 Mar 2026
Portfolio Question Time · Energy Prices (Impact on Businesses of Middle East Conflict)
Ministers are deeply concerned about the impact of the conflict in the middle east. Both the Cabinet Secretary for Climate Action and Energy and the Cabinet Secretary for Housing have made representations to the United Kingdom Government on energy costs.We are hopeful that any...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
05 Mar 2026
Digital Assets (Scotland) Bill
Thank you for the far too generous seven minutes.I welcome the members who have chosen to be present for the debate. I have moved lots of legislation over my 17 years in government. Although this is a short technical bill, it deals with a relatively complex area and those of u...
Richard Lochhead SNP Chamber
05 Mar 2026
Digital Assets (Scotland) Bill
I suspect that that is the case only in Murdo Fraser’s household. The rest of us are watching Aberdeen Football Club and more worthy causes on our mobile phones. I suspect that we all spend far too much time on our smartphones.When I learned during the progress of the bill—as,...
Richard Lochhead SNP Chamber
05 Mar 2026
Digital Assets (Scotland) Bill
With trepidation.
Richard Lochhead SNP Chamber
05 Mar 2026
Digital Assets (Scotland) Bill
Clearly, this has been a short debate, but we have gone over some of the reasons why it is an important debate, and I will turn to that issue shortly.First, I thank Murdo Fraser for his kind comments. The great news for him is that this is not my farewell speech—that is still ...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
05 Mar 2026
Digital Assets (Scotland) Bill: Stage 3
Commercial law of Scotland has developed to reflect the realities of how people use and trade in assets. The amendments in the group seek to do that by adjusting what the bill says about the level of control that someone needs to have over a digital asset to be treated as its ...
Richard Lochhead SNP Chamber
05 Mar 2026
General Question Time · Face-to-face Banking Services
Such events have taken place in the past; I have attended them and I am happy for that to continue at some point in the near future. Perhaps the new Government and the new cohort of MSPs will wish to take that forward.It is important that Scotland’s voice is heard. I know that...
Richard Lochhead SNP Chamber
05 Mar 2026
General Question Time · Face-to-face Banking Services
The member raises an important issue. I think that all of us who are constituency members have experienced the loss of high street bank branches and face-to-face transactions. That is a matter of concern to the Scottish Government.The member might wish to ask LINK to carry out...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
05 Mar 2026
General Question Time · Face-to-face Banking Services
Regulation of financial services is reserved. However, the Scottish Government regularly engages with the sector and the regulator through ministerial engagements, such as meetings of the financial services growth and development board.Scottish Government officials attended a ...
Richard Lochhead SNP Chamber
25 Feb 2026
Portfolio Question Time · Economic Strategy
Yes, and I hope that those in the Labour Party and the UK Government are listening, because Labour’s poll standing reflects the fact that it is not looking after the Scottish economy.As the member rightly said, at present, macroeconomic, fiscal, migration and other levers, in ...
Richard Lochhead SNP Chamber
25 Feb 2026
Portfolio Question Time · Economic Strategy
As the member will be aware, 55 per cent of Scottish taxpayers are now expected to pay less income tax in 2026-27 than they would have if they lived south of the border. The level of unemployment in Scotland is lower than it is in the rest of the United Kingdom. We have seen h...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
25 Feb 2026
Portfolio Question Time · Economic Strategy
The Government has published a long-term economic strategy, setting out our 10-year mission to build a fairer, greener and growing economy. Our green industrial strategy also ensures that Scotland will secure maximum economic benefit from opportunities that are created by the ...
Richard Lochhead SNP Chamber
25 Feb 2026
Portfolio Question Time · Tourism Industry
Fergus Ewing will be aware that there is a review of business rates in the sectors that have been referred to, which is independently chaired and will take place over the next months and years. In the meantime, the Scottish Government has introduced transitional relief in our ...
Richard Lochhead SNP Chamber
25 Feb 2026
Portfolio Question Time · Tourism Industry
I have a regular dialogue with the tourism industry in Scotland, and I understand that, in many cases, bookings are looking healthy for the coming summer, so I do not want Murdo Fraser to talk down Scottish tourism. I also understand that it is now officially Scotland’s bigges...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
25 Feb 2026
Portfolio Question Time · Tourism Industry
Tourism contributes more than £4 billion to our economy each year, and we continue to support the sector to thrive. In the draft budget, we allocated VisitScotland almost £40 million a year until 2029. That includes £1 million over the next two financial years to continue grow...
Richard Lochhead SNP Chamber
25 Feb 2026
Portfolio Question Time · Banking Hubs
We all recognise the importance of face-to-face banking services in our local high streets, and I welcome the fact that at least one community in the member’s constituency will benefit from that. I remind members that any organisation or individual can ask LINK for a reassessm...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
25 Feb 2026
Portfolio Question Time · Banking Hubs
Regulation of financial services is reserved and, as such, the Scottish Government has no powers to undertake any assessment of the Financial Conduct Authority’s access to cash regime, including the effectiveness of banking hubs. However, we engage regularly with the FCA, LINK...
Richard Lochhead SNP Chamber
25 Feb 2026
Portfolio Question Time · Food and Drink Sector (Exports)
Clearly, if we were an independent state, we would have full control over our own trade strategy, and we could decide how to work with our European partners as part of our relationship with the European Union, as well as being able to make trade deals right around the world. I...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
25 Feb 2026
Portfolio Question Time · Food and Drink Sector (Exports)
Scotland’s £19 billion food and drink sector remains vital to our economy, with its products making up around 30 per cent of total United Kingdom food and drink exports.Despite challenging trading conditions, 2025 data from His Majesty’s Revenue and Customs shows that whisky a...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
18 Feb 2026
Moray FLOW-Park
I thank the member for bringing the debate to the chamber. As the constituency member for Moray, I welcome a number of my constituents to the public gallery and wish them a safe journey after the debate later tonight.As the member will be aware, I am heavily engaged in the iss...
Richard Lochhead SNP Committee
18 Feb 2026
Digital Assets (Scotland) Bill: Stage 2
I will just respond to Murdo Fraser and then wind up. We have reflected on all these issues. We are considering stage 3 amendments, but that issue is not one that we are addressing, or that has been brought to our attention as requiring any further clarity.We are looking at ad...
Richard Lochhead SNP Committee
18 Feb 2026
Digital Assets (Scotland) Bill: Stage 2
Amendment 3 relates to good-faith acquisition for value in section 4(2) of the bill. In its stage 1 report, the committee called on the Scottish Government to reflect on the framing of the provision after hearing from a representative of the Faculty of Advocates that the exist...
Richard Lochhead SNP Committee
18 Feb 2026
Digital Assets (Scotland) Bill: Stage 2
I thank committee members for understanding the need for the amendments, which are about providing clarity and listening to the feedback in the committee’s report and from stakeholders.Amendment 1 agreed to.Section 1, as amended, agreed to.Section 2—Nature of digital assets in...
The Minister for Business and Employment (Richard Lochhead) SNP Committee
18 Feb 2026
Digital Assets (Scotland) Bill: Stage 2
Good morning. It is good to join committee members for stage 2 consideration over the next five minutes or so—maybe longer. I thank the committee and all stakeholders for their comments on the bill. The amendments in the group address two key issues that were raised at stage 1...
Richard Lochhead SNP Chamber
04 Feb 2026
Portfolio Question Time · Business Confidence
Yes, I absolutely agree with what Emma Harper has said. It is a shame that Conservative members are humming and hawing or sighing when they hear criticism of Westminster policies. I represent a constituency in the north-east of Scotland that straddles the Highlands, and many o...
Richard Lochhead SNP Chamber
04 Feb 2026
Portfolio Question Time · Business Confidence
The Scottish budget for 2026-27 will ensure the lowest basic property rate since 2018-19. It will support businesses and communities with a package that is worth an estimated £864 million. Many hospitality businesses will benefit from that.Acknowledging the impact of the reval...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
04 Feb 2026
Portfolio Question Time · Business Confidence
The latest Bank of Scotland business barometer shows companies in Scotland reporting higher confidence in their own business prospects month on month in January—up by 15 points to 53 per cent. That is encouraging.However, business conditions remain challenging. The United King...
Richard Lochhead SNP Chamber
04 Feb 2026
Portfolio Question Time · Employability Programmes (Support for Parents)
Families across Scotland have benefited from 1,140 funded hours of high-quality early learning and childcare for all three and four-year-olds and eligible two-year-olds since 2021. If families paid for that themselves, it would cost more than £6,000 per eligible child per year...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
04 Feb 2026
Portfolio Question Time · Employability Programmes (Support for Parents)
Parental employability support is available for low-income parents through the no one left behind approach, which emphasises priority family groups, including parents with a child under one. Key workers provide tailored one-to-one support to help remove barriers to employment,...
Richard Lochhead SNP Chamber
03 Feb 2026
Scottish Games Network’s “Level Up Scotland: A National Action Plan for the Scottish Games Sector”
Yes, I would be delighted to do that. I have been hoping to catch up with Brian Baglow since he formally published the report; he met me before its publication to give me an indication of how he was getting on and what he was heading towards. I have now read the final version ...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
03 Feb 2026
Scottish Games Network’s “Level Up Scotland: A National Action Plan for the Scottish Games Sector”
I thank Michael Marra for securing the debate and for highlighting the publication of “Level Up Scotland: A National Action Plan for the Scottish Games Sector”. I congratulate him and Clare Adamson, along with other colleagues, on being great champions of the games sector in t...
Richard Lochhead SNP Chamber
29 Jan 2026
General Question Time · US Trade Tariffs (Support for Scottish Businesses)
::The plan helps both companies and sectors in Scotland to take advantage of additional opportunities for exporting in emerging markets while maintaining footholds in critical existing markets. The additional support that is being made available ranges from increasing company-...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
29 Jan 2026
General Question Time · US Trade Tariffs (Support for Scottish Businesses)
::Free and open international trade is critical to achieving growth in the Scottish economy. The recent threat of additional tariffs from the United States was inconsistent with that, so we all welcome the fact that that risk has now receded. However, the impacts of tariffs co...
Richard Lochhead SNP Chamber
29 Jan 2026
General Question Time · Poverty and Social Exclusion (Support for Projects in North East Scotland)
::I assure the member that we will write this week to the organisations that are funded through the existing round, which is coming to an end. I advise the Parliament that we will fund transitional arrangements for those organisations for the next financial year.
Richard Lochhead SNP Chamber
29 Jan 2026
General Question Time · Poverty and Social Exclusion (Support for Projects in North East Scotland)
::We very much value the fund, but it is nearing the end of its round. In light of the late budget from the UK Government and the situation that we face here, we have to consider how we support those organisations through a transitional period. We will write to them all this w...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
29 Jan 2026
General Question Time · Poverty and Social Exclusion (Support for Projects in North East Scotland)
::Across the Scottish Government, we will continue to deliver on our priorities. The draft Scottish budget sets out £68 billion investment, which secures and expands the United Kingdom’s most generous cost of living package.The investing in communities fund has been a valued s...
Richard Lochhead SNP Chamber
22 Jan 2026
Digital Assets (Scotland) Bill: Stage 1
Yes, we will look at that point and reflect on it.Other issues, such as electronic trade documents, were also mentioned, and some academics from the University of Aberdeen raised concerns to the committee about whether they should be recognised as digital assets. We will also ...
Richard Lochhead SNP Chamber
22 Jan 2026
Digital Assets (Scotland) Bill: Stage 1
I thank everyone who has contributed to the debate. I also repeat my thanks to the expert reference group for the work that it has undertaken to inform the development of the bill, and to the Economy and Fair Work Committee for its work in scrutinising the bill. Daniel Johnson...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
22 Jan 2026
Digital Assets (Scotland) Bill: Stage 1
The Digital Assets (Scotland) Bill is about the fast-changing world in which we live and the fact that our world is becoming a lot more digital. The bill will implement key recommendations made by the digital assets in Scots private law expert reference group, which was chaire...
Richard Lochhead SNP Chamber
22 Jan 2026
Wellbeing and Sustainable Development (Scotland) Bill: Stage 1
I begin by paying tribute to Sarah Boyack, as others have done. Back in 1999, Sarah Boyack and I were elected to Parliament. At that time, I was a young whippersnapper on the back benches, probably giving the minister at that time a hard time. Things have changed over the year...
Richard Lochhead SNP Chamber
22 Jan 2026
Wellbeing and Sustainable Development (Scotland) Bill: Stage 1
The new model for the national performance framework will be concluded shortly and it will come forward for consultation in the current session of Parliament. The member will have an opportunity to give her views on that, and we will take her views and those of other members s...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
22 Jan 2026
Wellbeing and Sustainable Development (Scotland) Bill: Stage 1
I welcome the opportunity to speak in this stage 1 debate on the Wellbeing and Sustainable Development (Scotland) Bill, which was brought to the Parliament by Sarah Boyack. I thank her for lodging the bill and for her constructive contribution to what is a very important debat...
Richard Lochhead SNP Chamber
22 Jan 2026
General Question Time · CMutual Family Protection Plan
I thank Clare Haughey for bringing the issue to the chamber. Of course, our thoughts will be with the loved ones of those who have lost their lives. I also pay tribute to Clare Haughey for supporting the members of credit unions.I can tell Clare Haughey that I have written aga...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
22 Jan 2026
General Question Time · CMutual Family Protection Plan
Scottish Government ministers and officials are engaging regularly with representatives of Scottish credit unions that are impacted by the withdrawal of the family protection plan, as well as with the Financial Conduct Authority and CMutual. We understand that the independent ...
Richard Lochhead (Moray) (SNP) SNP Chamber
21 Jan 2026
Bridges
I thank the member for emphasising the importance of regular inspections. He may be aware that, following representations from tenacious members of the Garmouth community for the past few years, I was pressing Moray Council to carry out a full structural survey of the Spey via...
Richard Lochhead SNP Chamber
15 Jan 2026
General Question Time · Scotch Whisky Industry (Importance of Supply Chain)
I have not had the privilege of visiting that distillery in the member’s region, but perhaps one day I will have the opportunity to do so. In recent years, the Scottish Government has given substantial support to the whisky sector to decarbonise its operations. The sector is ...
Richard Lochhead SNP Chamber
15 Jan 2026
General Question Time · Scotch Whisky Industry (Importance of Supply Chain)
Jamie Hepburn makes a good point—the whisky sector is not just about distillers but about the wider supply chain, which benefits constituencies such as Jamie Hepburn’s. On the tariffs issue, the First Minister was highly praised by the sector in Scotland, including in Speysid...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
15 Jan 2026
General Question Time · Scotch Whisky Industry (Importance of Supply Chain)
The Scotch whisky industry is one of Scotland’s most significant economic sectors, contributing more than £5 billion in exports, and a resilient, competitive supply chain is essential to its continued success. The industry supports thousands of jobs across Scotland, not only i...
The Minister for Business and Employment (Richard Lochhead) SNP Chamber
15 Jan 2026
UEFA European Championship (Scotland) Bill
It is a pleasure to address the Parliament this afternoon at this key milestone for the UEFA European Championship (Scotland) Bill. I am sure that football is more on our minds than it has been for a long time, and it is great to be debating a major football event again. The b...
Richard Lochhead SNP Chamber
15 Jan 2026
UEFA European Championship (Scotland) Bill
That is an important point. A tournament is taking place across these islands and Ireland. We all want it to be a big success, and we have to work together for that purpose. I thank the Opposition spokespeople for their constructive engagement, and I thank my colleagues on th...
Richard Lochhead SNP Chamber
15 Jan 2026
UEFA European Championship (Scotland) Bill
I am sure that, just recently, I noticed a picture on social media of our Deputy Presiding Officer in a Scotland top. I am disappointed that he is not wearing it for the debate, but perhaps that would not have been appropriate. I know that he is a fan, and it is good to have h...
Richard Lochhead SNP Chamber
15 Jan 2026
UEFA European Championship (Scotland) Bill: Stage 3
In developing the bill, we sought to take a proportionate approach to meeting the hosting requirements for Euro 2028. As drafted, the bill contains a number of safeguards on the use of enforcement powers that are based on previous experience of major events and were developed ...
Richard Lochhead SNP Chamber
15 Jan 2026
UEFA European Championship (Scotland) Bill: Stage 3
I will not be here.
Richard Lochhead SNP Chamber
15 Jan 2026
UEFA European Championship (Scotland) Bill: Stage 3
I do not want to go down the road of being repetitive either. We have been round the houses on this issue a couple times, including at stage 2. It is my intention to ensure that the Parliament is kept regularly up to date on how discussions are going. However, with regard to ...
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Chamber

Meeting of the Parliament 24 March 2026 [Draft]

24 Mar 2026 · S6 · Meeting of the Parliament
Item of business
Bank of Scotland Branch Closures

I thank Clare Haughey for bringing the debate before Parliament. The closure of high street branches and all the changes that that means for people in our communities have been a feature of the past few years. Clare Haughey is an outstanding constituency MSP who always looks out for the vulnerable. I thank her for her kind comments and wish her the best with her petition and the best for her future.

I assure Parliament that the Scottish Government is concerned about the speed at which high street bank branches have been closing. We engage with the Financial Conduct Authority on all those issues; of course, many of the issues that we discuss are reserved to the UK Government. Scottish Government officials met the FCA in October to discuss access to cash on high streets in many of our communities in Scotland. The FCA has committed to undertaking a post-implementation review of its access-to-cash regime, and we will ensure that many of the issues that have been addressed in tonight’s debate are part of that review.

I also say to Clare Haughey that, as one of my last actions as minister, over the next 24 hours, I will write to the UK Government to bring to its attention her concerns and those raised by other members who are looking out for the interests of their constituents. The closure of high street bank branches and the changes that we see in how we access our money is just one of the many changes in society that are due to changing technology.

With the permission of Clare Haughey and the Parliament, I will use my remaining few minutes to reflect on my time in Parliament over the past 27 years.

When I delivered my first speech as a rookie MSP, as we all were then, my colleagues Shona Robison, Fiona Hyslop, Kenny Gibson and Christine Grahame were there. We met up the road from Holyrood in 1999 to reconvene our Parliament. Thinking of that, it is difficult for me to grasp that this is my last contribution to Parliament. Indeed, after 17 years in Government, I find myself at the end of a long but rewarding road. To have been returned at every election since then is a debt that I can never repay.

I pay tribute to my colleagues who are here for the debate and who are also standing down for their massive contributions. Christine Grahame, who spoke in the debate, has been a force of nature and has contributed so much to Parliament. Natalie Don-Innes, who is sitting by me, is also retiring from Parliament, as is Bill Kidd, who is sitting at the back. I wish them all the best for the future and I thank them for their contributions to Parliament.

I depart with profound gratitude. I am all too aware that thousands of our fellow citizens step forward to seek elected office. Not all of them make it on to the ballot paper, and even fewer are elected. Public service—in saying this, I know that I speak for many of us who are departing—is more than a career. It is an absolute privilege.

I owe a debt of gratitude to those who have supported me on my journey over the past 27 years and allowed me to hold a front-row seat for experiences from the birth of devolution to where we have got to today. I am sure that my colleagues have similar thoughts about what we have witnessed over so many years.

My heartfelt thanks must go first to my family: my wife, Fiona; my son, Angus, who is in Brisbane and is probably watching this speech at some ungodly hour; and my younger son, Fraser, who is about to turn 18 and is in the chamber’s gallery, seeing his dad speak for the first time in Parliament. Of course, he was not even born when I first entered the Government in 2007.

I also thank the people of Moray, who placed their trust in me and whom I have represented to the best of my ability for the last 20 of my 27 years in the Parliament. My constituency staff have been incredible—all of us in here know that they are the real engine; they are the people who do all the real work. I thank the current and three previous First Ministers, who entrusted me with the responsibility of being in Government; the Parliament staff and the civil service for their advice and support; and my private office staff. I thank my friends and colleagues—past and present—in my party group and on all sides of the chamber. We are often defined by division, but we all share the burden of public office and we have that in common.

Deputy Presiding Officer, I know that you are retiring at the election—I pay tribute to you for your service as PO and as MSP for your constituency over the years. When you leave, it will bring a particular clarity that comes with departure from this place. The partisan noise will begin to fade, and the fog of daily argument in which we all involve ourselves will also begin to evaporate.

We in this Parliament have spent nearly three decades building the foundations of a better country and navigating big events, such as the financial crash, Brexit, a global pandemic and the cost of living crisis. Now, we are witnessing a tide of populism across the world, in which people offer deceptively simple solutions to what are often complex problems. As a Parliament, we must look forward. Despite all those uncertainties, we have much cause for optimism. Our country is known for inventing the world; now we are shaping the future as well.

There are many points of light across our country. Science and technology are generating solutions to our big problems in our universities, colleges, laboratories, burgeoning tech hubs and all our companies. We have world-class life sciences; a growing space industry; deep tech and critical technologies; a great and growing financial sector; an abundance of energy resources; and—one of my favourites—an amazing tourism sector, underpinned by the world-class brand Scotland. Of course, I must mention the global icon that is Scotch whisky, which is always close to my heart and to my lips. I hope that the next Parliament will have a laser-like focus on generating wealth and revenues from all those strengths.

One thing is for certain: the next Parliament is going to experience profound change. More economic and societal change will be compressed into the next five years—certainly compared with the past 25 years and probably compared with our entire history. Artificial intelligence and all the other developments will change how we raise and spend taxes, how we buy things and what we buy. Everything will be impacted by the changes that are taking place before our eyes. Automation will displace labour and it will do other things as well. If we do not address some of those issues, we will end up importing tech and exporting profits, so there will be big challenges for the next Parliament to face.

I joined the Scottish National Party when I was at school, so my views on Scotland’s future are clear. We have no time to waste, because all democracies have a need for speed. If we do not act quickly in the next five years, we will fall behind as a country. There are massive opportunities, but we must grasp them and be agile in prioritising and deploying them to make our country a better place.

Across the parties, we all know what needs to be done. I hope that, in the future, we can build a consensus to make sure that that happens—with respect, grace, and good, robust arguments. If we do that better, perhaps we can set an example to other Parliaments in countries around the world.

I wish everyone who is retiring from this Parliament well; I wish the best of fortune to everyone who is standing again; and, to every new MSP who will have the honour of sitting on these benches, I urge them to relish every single moment. I can tell them from personal experience that the first 27 years will go by in a flash.

Finally, I say to the Parliament: farewell, and goodbye.

In the same item of business

The Deputy Presiding Officer (Annabelle Ewing) SNP
The final item of business is a members’ business debate on motion S6M-20791, in the name of Clare Haughey, on the closure of Bank of Scotland branches. The ...
Clare Haughey (Rutherglen) (SNP) SNP
I thank colleagues who signed my motion on the closure of Bank of Scotland branches so that the debate could be brought to the chamber.From Tain in the north...
Kenneth Gibson (Cunninghame North) (SNP) SNP
I congratulate my colleague Clare Haughey on bringing this important and timely debate to the chamber and on all the work that she is doing to save the Bank ...
Annie Wells (Glasgow) (Con) Con
I, too, thank Clare Haughey for bringing this important debate the chamber.Decisions to close Bank of Scotland branches, including the one in Rutherglen, hav...
Clare Haughey SNP
I agree with all that Annie Wells has said about the impact on the community. There is also an impact on local charities, churches and community groups, such...
Annie Wells Con
I completely agree with Ms Haughey. That is what I am trying to say—that banks are the cornerstone of communities and we value them. Scouts, girl guides and ...
Davy Russell (Hamilton, Larkhall and Stonehouse) (Lab) Lab
I must thank Clare Haughey for bringing this debate to Parliament, as bank closures have also been a big issue in part of my constituency. I will also mentio...
Christine Grahame (Midlothian South, Tweeddale and Lauderdale) (SNP) SNP
I, too, congratulate my colleague Clare Haughey on securing the motion for debate in the chamber. I said earlier during the debate on animal welfare that tha...
Paul O’Kane (West Scotland) (Lab) Lab
I intend to make just a short speech this evening on a particular closure in my region. However, I begin by thanking Clare Haughey for lodging the motion and...
Christine Grahame SNP
I have been banging on about credit unions in here for years, and I am pleased to hear that the member managed to get one on his main street. I have only ano...
Paul O’Kane Lab
I would be more than happy, in my last act of service to Christine Grahame, to ensure that those details are passed across to her, because she is completely ...
The Deputy Presiding Officer (Annabelle Ewing) SNP
I ask the minister, Richard Lochhead, to respond to the debate.18:50
The Minister for Business and Employment (Richard Lochhead) SNP
I thank Clare Haughey for bringing the debate before Parliament. The closure of high street branches and all the changes that that means for people in our co...
The Deputy Presiding Officer (Annabelle Ewing) SNP
Thank you, minister. That concludes the debate. There will be a short pause before we move on to the next item of business.