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Chamber

Meeting of the Parliament 07 January 2026

07 Jan 2026 · S6 · Meeting of the Parliament
Item of business
Income Tax

I always welcome the chance to debate the tax system and how to make it fairer, and I am proud of the Green record in achieving that. Our 2016 manifesto proposals became the basis of the five-band income tax system that Scotland adopted. We set the tipping point at which people should start paying a little more tax at roughly the average full-time salary, largely because we thought that people would see that as fair. The system has been tweaked a bit since then, but the six-band system that is now in place continues the same direction of travel, even if we think that it could go further. Although the SNP has relied too much, to my liking, on the argument that most people pay a bit less tax—which I think implies an acceptance of the right-wing framing of tax being a bad thing—it has continued to ensure that Scotland’s income tax system follows a progressive direction, with those who can afford to pay more doing so, because the alternative is cuts to services that fall heaviest on those who have the least.

In the 2025-26 budget, Scotland’s tax changes generated around £1.7 billion extra for public services, so Scottish tax policy unquestionably protects the services that are needed by those who do not enjoy high incomes and makes possible groundbreaking initiatives such as the Scottish child payment.

Let us compare all of that with the Tory plan for £1.1 billion in tax cuts. That is equivalent to the budget of the entire rural affairs, land reform and islands portfolio going in a oner. If the Tories do not want to scrap that, they might say that they prefer cuts to social security, so they could do away with the Scottish child payment—an internationally recognised initiative that is the single most successful measure that we have for cutting child poverty. However, no—sorry, but that would not be enough. It would not even meet half the cost of the Tory black hole.

How about cutting the affordable housing supply programme? That would get us closer. Scrapping that would save £768 million, leaving only a third of a billion of other cuts still to find, and I am sure that the Tories think that leaving people at the mercy of unregulated private landlords would be a reasonable alternative to delivering affordable housing.

However, it is not just the cuts that the Tory plan would rely on that nauseate me. My issue is also about who gets the benefit. From the changes that are set out in the motion alone, we can see that the plan would benefit a young full-time worker on the minimum wage by something like £40 a year. Someone on a wage that is closer to an average income of £25,000 might save something like £100 a year. I am sure that that little bit of extra cash would be welcome to people on those incomes and that, if they were very lucky, their landlord would not just hike the rent and take it straight back off them again. However, let us look at someone on twice that income: £50,000. By my calculation, they would save something like £440 a year, and Craig Hoy suggests that that figure could be up to more than £600 a year. That same £600-a-year saving would go to people on 60, 80 or 100 grand a year under the plan. For someone on such high incomes, 400 quid or 600 quid a year is nothing. They would not even notice the difference.

A case can be made for cutting income tax further for low earners and for people on middle incomes, but it can be made only if we ensure that the high earners and the wealth owners are the ones paying for it. The Tory plan gives high earners the biggest tax cuts and pays for it all by slashing the public services that are most relied on by the least wealthy. That is no surprise from the Conservatives—it is their natural instinct—but it would be bad for our society and bad for our economy, and it would be a fundamentally uncivilised policy.

15:13  

In the same item of business

The Deputy Presiding Officer (Annabelle Ewing) SNP
The next item of business is a debate on motion S6M-20294, in the name of Craig Hoy, on lowering bills for Scotland’s workers. I invite those members who wis...
Craig Hoy (South Scotland) (Con) Con
I wish you a happy new year, Deputy Presiding Officer. This year, 2026, must be the year in which Scotland’s politicians tackle the cost of living crisis. P...
The Minister for Public Finance (Ivan McKee) SNP
Let me begin with a point of consensus. We all want to ease the pressure on household budgets. Across Scotland, people are still feeling the strain of the co...
Craig Hoy Con
If we come forward with fully costed proposals to meet the cost of our tax cuts, will the minister come forward with fully costed proposals to find the £10 b...
Ivan McKee SNP
If the member read the work that we have already published—the fiscal sustainability delivery plan and the medium-term financial strategy—he would find that ...
Liz Smith (Mid Scotland and Fife) (Con) Con
Will the minister take an intervention?
Ivan McKee SNP
I will if I have time.
The Deputy Presiding Officer SNP
There is no extra time available.
Ivan McKee SNP
I am sorry, but I need to make some progress. Our approach is fair. We ask those with the broadest shoulders to contribute a little more so that families an...
Michael Marra (North East Scotland) (Lab) Lab
A happy new year to you, Presiding Officer. People are feeling the burden of higher prices and of wages that barely increased in the 14 years of the Tories....
Liz Smith Con
Will the member give way?
Michael Marra Lab
Not yet, as I am just beginning. Six interest rate cuts have brought the average cost of a mortgage down by £1,500. The average wage is up by £1,800, as the...
Liz Smith Con
I entirely agree with what Michael Marra has just said, but where does Labour stand when it comes to the huge burden of the national insurance tax on employe...
Michael Marra Lab
When it comes to the amount of money that has been invested in public services, the UK Labour Government inherited not just an economy that had flatlined for...
Craig Hoy Con
Will Mr Marra give way?
Michael Marra Lab
No thank you, sir. The public are more likely to accept paying a bit more in tax if they can see improvements in public services. One has to come with the o...
Patrick Harvie (Glasgow) (Green) Green
I always welcome the chance to debate the tax system and how to make it fairer, and I am proud of the Green record in achieving that. Our 2016 manifesto prop...
Jamie Greene (West Scotland) (LD) LD
I agree with the notion that our current politics is defined by the cost of living and by people’s perception of whether their Government or Governments are ...
Ivan McKee SNP
Will the member take an intervention?
Jamie Greene LD
I have less than a minute; otherwise I would have done so. Of course, we need to raise earnings across the board, because raised earnings will inevitably le...
The Deputy Presiding Officer SNP
We move to the open debate, with speeches of up to four minutes. 15:17
Alexander Stewart (Mid Scotland and Fife) (Con) Con
I am pleased to speak in favour of our motion, which calls for lower bills for workers, who are suffering as a result of the cost of living crisis, and for a...
Ivan McKee SNP
Will the member take an intervention on that point?
The Deputy Presiding Officer SNP
The member is in his last minute.
Alexander Stewart Con
I am in my last minute. I want Scotland’s tax system to support growth, reward work and deliver lower bills for Scottish workers. As we have already heard, ...
Jamie Hepburn (Cumbernauld and Kilsyth) (SNP) SNP
I am happy to contribute to today’s debate. The last time that I took part in a Tory debate, Mr Hoy happened to be closing it. He said that my speech was one...
Douglas Ross (Highlands and Islands) (Con) Con
On a point of order, Presiding Officer. Jamie Hepburn has just said that more than half of taxpayers in Scotland pay less income tax than is paid elsewhere...
The Deputy Presiding Officer SNP
Mr Ross will be aware that that is not a point of order. It is up to members to determine in what way they seek to contribute—Interruption. I say to members ...
Meghan Gallacher (Central Scotland) (Con) Con
The Parliament is designed to stand up for working people in Scotland. However, since the SNP took office, working people have been told—not asked, but told—...
Ivan McKee SNP
That is the whole point: tax pays for those free things, which people would not get if we did what the Conservative Party wants us to do and reduced tax rates.