Meeting of the Parliament 23 April 2019
As I have mentioned and as I will come on to again, a number of areas cause problems and that is one that has been looked at.
For those on the lowest incomes or those whose incomes are made up largely of income-assessed benefits, sizeable debt repayments will always have the effect of pushing incomes below tolerable levels. We know that a large proportion of people who face real financial difficulty have debt problems and we should be looking at not only tackling those issues when they become a problem but equipping people with the tools to manage spending.
It is clear, as the committee heard, that in-work poverty has a range of causes but few simple solutions. Although there are many positive signs of improvement, with growing wages and the number of people in work at historic highs, issues remain that, undoubtedly, have a deep impact on people’s lives.
There have been several successful interventions. The increase in minimum wage levels following the announcement of the national living wage has been a major change for the lowest earners in our society, as has taking an increasing number of the lowest earners out of paying income tax altogether.
Within the mix—